Well, the end is near.¬†¬† This year, more than anything, has taught me that.¬† I’m close to ending my career of teaching.¬† I’ve already finished 22 years of teaching.¬† I’m trying to finish 30.¬† So 8 years to go.¬† But with my back and other health problems it could be shorter than that.¬† In fact, for a short time, I considered retiring at the end of this year.¬† I even contacted Teacher’s retirement for an estimate.¬† My retirement would be 46% of my current salary if I retired at the end of this year rather than 75% at the end of 30 years.¬† A big difference in pay.¬† We could still afford to pay bills, but we would be reduced to only paying for necessities.¬† I would be back to living like I was when I first became a single, divorced parent — something that has taken me almost 20 years to work so hard to get away from.¬† So after some hard thinking and praying, and some luck with my back,¬† I have decided to stick it out some more years, as many as I can.
The main reason being that there are some things around the house that we wish to fix and purchase and do, so we need the money.¬† This is my bucket list:
1.¬† Purchase new washer and dryer (DONE)
2.¬† Purachase new dishwasher and stove (DONE)
3.¬† Fix up bathroom and shower.
4.¬† Fix up boards on house, and maybe get siding.
5.¬† Fix up kitchen counters. (DONE)
6.¬† Pay off credit cards.¬† (one to go!)
7.¬† Buy an RV/sleeper trailer.¬† (DONE)
8.¬† Buy a new truck to pull trailer, if necessary.¬† (DONE)
9.¬† Fix the holes that were punched into the walls.
10.¬† Fix the ceiling fan on the back porch.¬† (DONE)
Some of these would not be necessities, and so can be scratched off the list if I had to retire early.¬† Actually, most of them can be.¬† We’d just have to live with the kitchen as is, etc.¬† But I’ve worked too hard to not have something to show for it in my retirement.
Now, if only I could impart the importance of being frugal on my children.